A gift in a will is simple but blunt. A trust lets you decide not just who benefits, but how and when, long after you are gone.
Leaving money outright works when the beneficiary is an adult who can manage it. A trust is for the situations that are not that simple, a minor child, a beneficiary with a disability, a spendthrift relative, a blended family, or assets you want managed over time rather than handed over at once.
A trust lets a trustee hold and manage assets for beneficiaries under terms you set. A trust for a family member with a disability can be structured to protect their government support. A trust for young children can hold their inheritance until they are old enough to manage it. The flexibility is the point.
Whether a trust belongs in your estate plan depends on your family and your goals. Considering it as part of a coordinated plan, rather than as an afterthought, is how it delivers the protection you intend.
Immigration, family, corporate or cross-border. We will tell you honestly what can be done, and what cannot.
Book a Consultation遗嘱中的直接馈赠简单，却也生硬。信托让你决定的不只是“谁受益”，还有“如何、何时”受益，在你身后很久仍然有效。
当受益人是能自行管理的成年人时，直接留钱是可行的。信托，是为那些“没那么简单”的情形而设：未成年子女、有残障的受益人、挥霍无度的亲属、重组家庭，或你希望随时间管理、而非一次性交付的资产。
信托让受托人按你设定的条款，为受益人持有并管理资产。为有残障家庭成员设立的信托，可以在为其提供供养的同时，设计以保护其政府补助资格。为年幼子女设立的信托，可以替他们持有遗产，直到他们长大到能够管理。灵活性，正是其意义所在。
信托是否属于你的遗产计划，取决于你的家庭与目标。把它当作一套协调计划的一部分来考虑，而非事后补充，才是它兑现你所期望之保护的方式。