A genuine family can still be refused on a question of income. The Minimum Necessary Income rules, the plus-30-percent test for parents, and the gaps that are often fixable.
It is one of the most frustrating refusals in family sponsorship, because it has nothing to do with whether the family is real. The relationship is genuine, the love is obvious, and the application is refused anyway, on a question of income.
Under section 133(1)(j) of the Regulations, a sponsor must generally meet the Minimum Necessary Income, measured against the Low Income Cut Off (LICO). For parents and grandparents, the bar is higher: the Minimum Necessary Income plus 30 percent, and it must be met for each of the three consecutive taxation years before you apply. Fall short in even one of those years, and the application is at risk.
On paper this looks like arithmetic. In practice it is a question of how the rules define income, which taxation years and documents govern, whether a co-signer can be added, and how to present a complete and consistent financial picture. Getting any of these wrong, or responding to an income concern with the wrong documents, can turn a solvable problem into a refusal.
We assess exactly where the income assessment stands, whether a co-signer or a different reading of the income rules changes the result, and how to document the three-year history properly. Where a refusal has occurred, we advise on appeal to the Immigration Appeal Division where available. We will tell you honestly whether the numbers can be made to work.
This page is general legal information and is not legal advice. Income thresholds change yearly and every case turns on its own facts. For your own situation, please book a consultation.
Immigration, family, corporate or cross-border. We will tell you honestly what can be done, and what cannot.
Book a Consultation这是家庭担保里最令人沮丧的拒签之一，因为它和"这个家庭是不是真的"毫无关系。关系是真的，感情一目了然，申请却还是被拒，卡在一个收入问题上。
根据《条例》第133(1)(j)条，担保人通常须达到最低必要收入(Minimum Necessary Income)，以低收入临界线(LICO)衡量。对于父母及祖父母担保，门槛更高：须达到最低必要收入再加30%，且必须在递交申请前连续三个纳税年度的每一年都达到。哪怕只有一年不达标，申请就有风险。
纸面上看，这像是算术。实际上，它关乎规则如何定义收入、以哪些纳税年度与文件为准、能否加入共同担保人、以及如何呈现一份完整而一致的财务画像。其中任何一环出错，或用错文件去回应收入疑虑，都可能把一个可解决的问题变成拒签。
我们会评估收入审核究竟卡在哪里、加入共同担保人或对收入规则的另一种解读是否会改变结果、以及如何正确地举证三年收入史。若已经拒签，我们就可行时向移民上诉庭(IAD)上诉提供意见。我们会坦诚告诉你：这些数字能不能做得通。
本页为一般法律信息，不构成法律意见。收入门槛逐年变动，每个案件都取决于自身事实。针对您的具体情况，请预约咨询。